:root{--ink:#27312c;--paper:#f6f2e7;--card:#fffdf8;--moss:#526859;--ochre:#bd7d35;--line:#d9d1bf;--muted:#6d746f;}
*{box-sizing:border-box;}
body{margin:0;background:var(--paper);color:var(--ink);font-family:"Segoe UI",Roboto,Helvetica,Arial,sans-serif;font-size:1rem;line-height:1.62;}
a{color:#3f6551;}
a:hover{text-decoration-thickness:2px;}
.wrap{width:min(1180px,92vw);margin:auto;}
.top{background:#27312c;color:white;}
.top .wrap{display:flex;align-items:center;justify-content:space-between;padding:18px 0;}
.brand{font-size:1.2rem;font-weight:700;color:white;text-decoration:none;letter-spacing:.1px;}
.nav{display:flex;gap:20px;align-items:center;}
.nav a{color:white;text-decoration:none;font-size:.95rem;}
.menu{display:none;background:none;border:1px solid #8f9a93;color:white;padding:8px 10px;border-radius:7px;}
.hero{padding:52px 0 36px;}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:42px;align-items:center;}
.eyebrow{text-transform:uppercase;letter-spacing:.11em;font-weight:700;color:var(--ochre);font-size:.78rem;}
h1,.hero h1{font-family:"Segoe UI",Roboto,Helvetica,Arial,sans-serif;font-weight:600;line-height:1.12;letter-spacing:-.025em;color:var(--ink);margin:.3em 0 .45em;}
h1{font-size:clamp(1.95rem,3.4vw,2.85rem);}
.hero h1{font-size:clamp(2.2rem,4.2vw,3.4rem);}
.hero p.lead,.lead{font-size:1.14rem;line-height:1.6;max-width:760px;}
.hero img,.feature-img{width:100%;border-radius:18px;border:1px solid var(--line);display:block;}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px;}
.btn{display:inline-block;padding:12px 18px;border-radius:9px;background:var(--moss);color:white;text-decoration:none;font-weight:650;}
.btn.alt{background:transparent;color:var(--ink);border:1px solid var(--line);}
.section{padding:34px 0;}
.section h2{font-family:"Segoe UI",Roboto,Helvetica,Arial,sans-serif;font-size:clamp(1.45rem,2.4vw,2rem);font-weight:600;line-height:1.22;letter-spacing:-.015em;margin:0 0 12px;}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:22px;}
.card h3{margin-top:0;font-size:1.08rem;line-height:1.35;font-weight:650;}
.note{border-left:4px solid var(--ochre);background:#f0eadc;padding:16px 18px;margin:22px 0;}
.article{max-width:820px;padding:46px 0;}
.article h1{font-size:clamp(1.95rem,3.2vw,2.75rem);}
.article h2{font-family:"Segoe UI",Roboto,Helvetica,Arial,sans-serif;margin-top:2.1em;margin-bottom:.6em;font-size:1.6rem;font-weight:600;line-height:1.25;letter-spacing:-.01em;}
.article h3{margin-top:1.7em;margin-bottom:.55em;font-size:1.2rem;line-height:1.3;font-weight:650;}
.article img{width:100%;border-radius:16px;border:1px solid var(--line);margin:24px 0;}
.article li{margin:.38em 0;}
.sourcebox{font-size:.92rem;background:#eee7d7;border:1px solid var(--line);padding:18px;border-radius:12px;margin-top:34px;}
.footer{margin-top:58px;background:#202824;color:#e6e6df;padding:38px 0;}
.footer-grid{display:grid;grid-template-columns:2fr 1fr;gap:30px;}
.footer a{color:white;}
.small{font-size:.9rem;color:var(--muted);}
.footer .small{color:#c4cbc6;}
.local-banner{background:#ece5d5;border-bottom:1px solid var(--line);padding:18px 0;}
.two{display:grid;grid-template-columns:1fr 1fr;gap:24px;}
.form label{display:block;font-weight:650;margin:14px 0 6px;}
.form input,.form textarea,.form select{width:100%;padding:12px;border:1px solid #bdb5a5;border-radius:8px;background:white;font:inherit;}
.form textarea{min-height:150px;}
.tag{display:inline-block;background:#ebe4d4;padding:6px 10px;border-radius:999px;font-size:.82rem;margin:3px;}
.skip{position:absolute;left:-9999px;}
.skip:focus{left:10px;top:10px;background:white;padding:8px;z-index:99;}
.feature-img{width:100%;height:auto;object-fit:cover;aspect-ratio:16/9;display:block;border-radius:16px;border:1px solid var(--line);margin:24px 0;background:#e9e4d8;}
.hero .feature-img{margin:0;aspect-ratio:16/9;}
.quote-referral{margin:2.25rem 0;padding:1.2rem 1.25rem;border:1px solid #d8d3c7;border-radius:14px;background:#f7f5ef;}
.quote-referral h2{margin-top:0;}
.quote-referral p{margin:.55rem 0 1rem;}
.quote-referral .small{margin:.75rem 0 0;color:#555;}
.affiliate-footer-note{grid-column:1 / -1;margin-top:1rem;padding-top:1rem;border-top:1px solid rgba(255,255,255,.22);font-size:.9rem;line-height:1.55;color:#c4cbc6;}

@media(max-width:850px){
.hero-grid,.two,.footer-grid{grid-template-columns:1fr;}
.grid{grid-template-columns:1fr 1fr;}
.nav{display:none;position:absolute;top:64px;left:0;right:0;background:#27312c;padding:15px 4vw;flex-direction:column;align-items:flex-start;}
.nav.open{display:flex;}
.menu{display:block;}
.hero{padding-top:34px;}
h1,.article h1{font-size:2.15rem;}
.hero h1{font-size:2.45rem;}
}

@media(max-width:560px){
body{font-size:.98rem;}
.grid{grid-template-columns:1fr;}
.wrap{width:min(94vw,1180px);}
h1,.article h1{font-size:1.85rem;line-height:1.16;}
.hero h1{font-size:2.05rem;line-height:1.12;}
.section h2{font-size:1.45rem;}
.article h2{font-size:1.45rem;}
.article{padding-top:30px;}
.top .wrap{padding:14px 0;}
}